Co-lending platform development
Two lenders, one loan, and reconciling who owns which slice happens in a shared spreadsheet that both sides quietly distrust. We build the platform that both sides can actually rely on.
Talk to us
What is a co-lending platform?
You'll recognize one of these.
The reconciliation standoff
Both partners maintain their own record of the co-lent book, and reconciling the two takes a manual review neither side enjoys.
The split calculation error
The funding split and risk share are calculated manually per loan, and a single arithmetic error compounds across a whole portfolio.
The servicing handoff gap
When a borrower calls with a servicing question, neither partner's team is fully sure who owns the answer.
A co-lending platform, end to end.
Dual-partner origination
A single origination flow that captures both partners' criteria and produces one clean loan record.
Automated fund and risk splitting
Funding and risk share calculated and recorded automatically per the partnership agreement, per loan.
Shared reconciliation ledger
Both partners see the same reconciled numbers, eliminating the dueling-spreadsheet problem.
Servicing coordination
Clear ownership and handoff rules for borrower servicing, so nothing falls into a gap between partners.
Regulatory reporting
Reports formatted for RBI co-lending guidelines, generated from the shared ledger.
Partner-facing dashboards
Each partner gets visibility into their share of the book without needing access to the other's full systems.
Your stack, not our preferences.
Common questions, answered plainly.
What is a co-lending platform?
How much does a co-lending platform cost?
Does this comply with RBI co-lending guidelines?
Can it support multiple lending partners?
How long does implementation take?
The rest of the stack.
Show us how this runs today.
One call. Walk us through how it works in your shop today, and we'll tell you honestly where custom software pays off, and where it doesn't.
Book the walkthrough